Can I get a mortgage if I’m a Contractor?
At Aspire Financial Services, we understand that being a self-employed professional comes with a unique set of circumstances and a level of independence that makes you different when applying for contractor mortgages. We have a deep understanding of the challenges you face when looking for a mortgage, and we can match your circumstances with the best lender.
If you are a contractor, you may wonder whether you can get a mortgage at all? The simple answer is yes, you can, but if you are looking for your first mortgage either now or in the future, don’t just guess how to go about it; contact Aspire and let us give you the right advice.
Lenders will work out your income in various different ways, applying a formula of ‘number of weeks’ @ the day rate, or percentages of income. There will also be a variance in their criteria for how long you have been contracting and how much time has to be remaining on your current contract. This I why expert advice is needed.
We understand that contractors don’t always work a 9-5, and it can be difficult to find someone to coordinate with you within your schedule. That’s why we’re available to meet and chat when and where it suits you, whether that’s over the phone, online, or face to face – the choice is yours.
Why choose Aspire for a Contractor Mortgages in Cheshire?
With our whole of market access, we have access to the best deals available. Like you, we are independent, leaving us free to choose whichever lender suits you best.
We take a personal approach, listening to you to carefully understand your circumstances, and we will source a mortgage product that fits you and your needs best.
Call to book your free 30-minute consultation today.