Critical illness for your self or family in Cheshire
A critical illness policy pays out a lump sum in the event that you, or any children you have, are diagnosed with a serious illness or condition. Depending on the type of critical illness policy and the provider chosen the list of illnesses can range from around 60 to over 150 conditions. You can even add your children to the cover, to include a list of illnesses and conditions that particularly affect children.
Prepare for the unexpected! An illness can not only affect your life, but your whole family’s lifestyle too – this is where critical illness cover comes in. Cover can be used for a variety of reasons:
- To cover essential expenses and commitments like mortgage payments, household expenses or credit commitments
- To cover medical expenses, perhaps seeking alternatives overseas.
- Home improvements to adapt your home to your critical illness
Typically, a CI policy will cover you against a variety of major conditions including
- Cancer
- Stroke
- Heart Attack / Angina
- MS / Motor Neuron Disease
- Diabetes / Kidney or Liver Failure
Are plans expensive?
Plans can be tailored to any budget and you can choose the amount of cover you need. Typically, we would build in an element of cover alongside the Life Insurance.
To find out more and understand how best to protect you and your family, book our free 30-minute consultation.