Expat Mortgages
Are you looking for expat mortgages because of working or living abroad, but still wants to buy a property back in Britain? Whether you’re seeking a mortgage for a buy-to-let investment, for a home you want to live in when you return, or for a second property, it’s more difficult to find a high street mortgage provider prepared to lend money at competitive rates.
Those applying for expat mortgages may find it difficult to secure funding. This is because expatriates can often be considered ‘high risk’ by high street lenders as pursuing debt overseas is undeniably harder than in the UK. Finding the right loan will also depend on a number of factors, including which country you are working in, (some countries are on a banned list) how much you earn and how long you have been overseas. So it can be a complex search if you try to tackle it yourself.
At Aspire Financial Services, we understand these difficulties and can help you to place this with the right lender. We can help you to prepare the documents, advise you how to get these authenticated and if you are investing in a UK buy to let, we can even point you in the direction of reputable tax accountants who can give you the assistance you will need to comply with UK tax legislation for overseas property investment.
Book a free 30 minute consultation now.